Unified API Platform for Enterprises

Unified, hyper-scalable and secure API platform, so that your business is always up and running

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Bring it all together. All the time.

We build a hyper-scalable and secure API platform, so that your business can always be up and running. Our mission is to provide a unified platform for businesses to access the data and services they need, when they need them. With Bankcloud, enterprises can focus on what they do best, while we take care of the rest.

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Our Solutions

Whether you're a startup or a large enterprise, Bankcloud has the right payment solution for you. We offer a robust API that enables easy integration with your existing systems, as well as recurring collections and data analysis tools to help you optimize your business. Our bank-grade security ensures that your transactions are always safe and secure.

Payment API

Streamline all your payment gateway
transactions and provide an omni experience to your customers, improve success rates and ensure zero downtime with fail safe option.

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Bank API

Instantly connect with many banks for
payouts and reconciliation so that your
disbursements are never down. Integration time brought down from months to days.

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Recurring Payments

The recurring collection API stack provides a unified approach to various subscription channels and makes collections seamless and automatic. Supports SIon cards, eSI, NACH and UPI.

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Data API

All your verification and KYC needs under a single service, connect with top providers in hours and start using the verification and validation service.

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Features

Unified API Platform

Unified APIs ensure that you don't have to keep integrating with BankCloud or any other third party for the same service again and again, also helps you for a faster time to market by adding lots of third party under the stack. As the request, response, callbacks, error codes all are unified this reduces the disruptions in your business when a new third party is added to the BankCloud stack and allows innovation and experimentations.

Single authentication for all services
One API per service
Uniform Error codes per API
One service supports various third party integrations
Support, Realtime response, call-backs and request Queuing

Dynamic Routing

Dynamically route your incoming traffic to various providers based on cost, volume commitments, source of the request and various other parameters to give agility and value to your business. As the change in route takes place in a heartbeat you can derive benefits instantaneously.

Route incoming traffic on API to various third parties
Round Robin
Weighted Routing
Cost based routing
Performance based Routing

Business friendly

BankCloud platform is business friendly and provides all configuration and control back to business teams so that it can be done by themselves. All changes in configuration are driven by the maker-checker and are logged for audit purpose. BankCloud comes with a user friendly console front end, which is based on roles based access control so that even business teams can pull reports and make changes in route, add new third parties on click of a button.

Maker-Checker based system
Log and audit change in configurations
All configurations are available on the UI
Pull reports based on access and departments
Add new provider just on a button click

Analytics and Dashboard

BankCloud is built very carefully keeping developers in mind. Every API and parameter are carefully designed to enable ease of integration. Whether it is providing well drafted documentation or providing third party logs on console UI each and every aspect is covered making BankCloud a developers delight.

Open API architecture
Centralized error logging
Log access for console application
Single API per service
Uniform authentication
Best in class encryption and security
Well documented APIs
Uniform error codes

By Developers For Developers

Open API architecture
Centralized error logging
Log access for console application
Single API per service
Uniform authentication
Best in class encryption and security
Well documented APIs
Uniform error codes

Latest Technology

BankCloud is built using the latest technology and architecture to provide infinite scalability on the same stack. BankCloud is cloud native and is deployed on truly server less technologies. Every service and function is security and performance tested to give your best in class scale and security.