Payment Gateway API

Intelligence, Future proof, Quick time to market and hyper agile payment gateway ecosystem for payments orchestration

Serverless
Unified
Open API

Build Tomorrow's Payments

BankCloud helps you create a seamless and unified experience of all your payments modes and submodes under one integration. It helps your business go hyper agile as you can adapt to changes on the go. You connect with BankCloud once and you are always updated. Supports Cards, Internet banking, Wallets, UPI and all modes present in the ecosystem.

  • Stay ahead of competition with latest technology
  • Delight customers with rich experience and bouquet of payment options
  • Stay ahead of regulations
  • Best in class security and scalability

Features

Robust Reporting and Analytics

With BankCloud, deriving payment summaries and reports is as convenient as it can get. With easy-to-use dashboards and downloadable payment summaries, gain end-to-end visibility across your payment lifecycle.

  • Easy-to-use dashboards

Our dashboards are built with an intention to make it simple to derive insights on your financial summaries and payment trends.

  • Reporting & Analytics

Save time and effort by instantly downloading customizable reports or complete summary of all your payments

Unified Experience

BankCloud's Payment Gateway API provides unified experience to all - Customers, developers, IT, operations and accounting team. Provides single API for integration for developers, seamless experience for customers, single login to track all payment performance to the operations team and unified settlement and refunds platform for accounting team.

One Stop Settlement Reconciliation

Settlement reconciliation is automatically tracked by BankCloud system and you can manage all your receivables from payment aggregators like a PRO. BankCloud automatically tracks all successful transactions with actual bank settlements across all payment aggregators and channels.

Ease of Refunds

Tired of doing refunds one by one or via excel uploads in various portals, BankCloud makes your work simple with powerful refund APIs and utility.Now use a single API to refund from any payment aggregator or use the inbuilt refund utility to bulk refund irrespective of the payment provider.

Smart Dynamic Routing

Dynamically switch to the best provider based on weightage, performance, cost of ever transaction to give best in class efficiency, reduce cost and improve success rates.
High Conversion
Lower Costs
Provide Independence
Fail Safe

Your platform for Scale

Boost conversions
Replace complex integrations with a single, unified integration with BankCloud, thereby maximizing conversions with the use of performance driven routing and fail safe approaches.
Scale Infinitely
With the server less architecture you can be guaranteed to operate with 99.95% uptime. Do not worry about changing load and customer requirements.
Reduce Cost
Reduce cost of maintenance and multiple integrations. Say goodbye to high infrastructure costs.
Analyze like a Pro
BankCloud comes with inbuilt reporting and analytics platform so that you can keep up with provider performances, uptimes and realtime success and failure rates.
Best time to Market
You can focus on building great products and not managing changes in an ecosystem or compliance. Add new modes, submodes and payment providers with the click of a button.
Bank Grade Security
Our APIs are open banking and PSD2 compliant. We use strong encryption algorithms to ensure data protection and security.

BankCloud for your business

Boost Conversions
Build a seamless checkout experience, track settlements and refunds. Provide your customers with host of payment options.
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NeoBanks
Launch your products 20x faster with unified api's for payments and reconciliations.
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Lending
Collect EMIs on a click, provide your customers with host of payment checkout options and never miss a collection opportunity. Ensure fail safe collections even on peak collection days.
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E-Commerce
Build a seamless checkout experience, track settlements and refunds. Provide your customers with host of payment options.
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SaaS Companies
You can focus on building great products and not managing changes in an ecosystem or compliance. Just integrate with BankCloud for your collection requirement on websites or via click to pay links.
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Gaming
Stay compliant while delivering a frictionless payment experience.
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Get started

Interested? Talk to us now!
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