Recurring Payments API

Smart, Dynamic, Fail-safe recurring Payment platform to Automate your collections

Open API

The Smartest, Most Dynamic Way To Collect Payments

If you are looking for a smart, dynamic, and fail-safe platform to automate your collections, look no further than BankCloud. Our recurring collection API is perfect for any business that needs to streamline their collections process. With BankCloud, you can easily collect payments on a recurring basis without having to worry about any missed payments or failed transactions.


Automate Collections

BankCloud's recurring collection api's makes your operations seamless with zero-intervention. Provide all recurring collection options for mandatory registration and delight your customer. Also the intelligent presentation stack pulls the money automatically from your customer's account on preset frequency and logics. Supports Standing Instructions (SI) on Cards,Internet Banking, NACH and UPI.

  • Stay ahead of competition with latest technology
  • Take your customers on an unforgettable journey with a variety of payment options.
  • Stay ahead of regulations and compliance
  • Best in class security and scalability

Aggregated Mandate Registration

With BankCloud, you can aggregate all mandate registration options and present to your user in the single registration window.

  • Aggregate Channel and Modes

BankCloud aggregates various options given by paymentaggregators under one user interface for ease of registration.

  • Aggregate Banks

BankCloud provides a one-stop solution for all your customer's financial needs. By aggregate banks from various payment aggregators, you can provide the best of both worlds by showing them available options so they don't have to search or choose between different banks when it comes time for registration!

Reconciliation Integrations

BankCloud automatically issues pre-debit notification to your customers and also presents all transactions for collection of banks and payment aggregators. It also reconciles the collected amount for you with reconciliation integrations. BankCloud also has features to update, skip, cancel and manually present certain presentations.

One Stop Settlement Reconciliation

Settlement reconciliation is automatically tracked by BankCloud system and you can manage all your receivables from recurring channels under a single console. BankCloud automatically tracks all successful transactions with actual bank settlements across all payment aggregators and channels.

Smart Dynamic Routing

Dynamically switch to the best provider based on weightage, performance, cost of ever transaction to give best in class efficiency, reduce cost and improve success rates.
High Conversion
Lower Costs
Provide Independence
Fail Safe

Your platform for Scale

Boost conversions
Replace complex integrations with a single, unified integration with BankCloud, thereby maximizing conversions with the use of performance driven routing and fail safe approaches.
Scale Infinitely
With the server less architecture you can be guaranteed to operate with 99.95% uptime. Do not worry about changing load and customer requirements.
Reduce Cost
Reduce cost of maintenance and multiple integrations. Say goodbye to high infrastructure costs.
Analyze like a Pro
BankCloud comes with inbuilt reporting and analytics platform so that you can keep up with provider performances, uptimes and realtime success and failure rates.
Best time to Market
You can focus on building great products and not managing changes in an ecosystem or compliance. Add new modes, submodes and payment providers with the click of a button.
Bank Grade Security
Our APIs are open banking and PSD2 compliant. We use strong encryption algorithms to ensure data protection and security.

BankCloud for your business

Boost Conversions
Build a seamless checkout experience, track settlements and refunds. Provide your customers with host of payment options.
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Launch your products 20x faster with unified api's for payments and reconciliations.
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Collect EMIs on a click, provide your customers with host of payment checkout options and never miss a collection opportunity. Ensure fail safe collections even on peak collection days.
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Build a seamless checkout experience, track settlements and refunds. Provide your customers with host of payment options.
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SaaS Companies
You can focus on building great products and not managing changes in an ecosystem or compliance. Just integrate with BankCloud for your collection requirement on websites or via click to pay links.
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Stay compliant while delivering a frictionless payment experience.
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Get started

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