Banking API

Realtime, Open Banking and Secure Banking API stack.20x faster go to market to stay ahead in your space.

Serverless
Unified
Open API

20x Faster Go To Market

Our Realtime, Open Banking and Secure Banking API stack is 20x faster than other leading banking APIs, making it the perfect choice for staying ahead in today's competitive market. Plus, our easy-to-use platform makes it easy to get started quickly and efficiently. So why wait? Get started today with BankCloud.

Features

Integrate With Various Banks in a Heartbeat !

BankCloud's Banking API allows you to integrate with multiple banks with a single integration. Do instant disbursements and automated reconciliations. BankingAPIs streamlines your back-end operations work and are highly secure. Supports Instant Payouts, reconciliations, balance check and virtual account collections.

  • Stay ahead of competition with latest technology
  • Delight customers with instant and accurate payouts
  • Stay ahead of regulations and compliance
  • Best in class security and scalability

Instant Payouts and Automated Reconciliation

  • Instant Payouts

Banking APIs can be used for instant payouts. The system is so intelligent that it switches to other banks when a bank network is down or the account has low funds

  • Automatic Reconciliation

BankCloud automatically reconciles the payouts and sends notification to various systems for success or reversal cases.

Virtual Account Collections

BankCloud automatically issues pre-debit notification to your customers and also presents all transactions for collection of banks and payment aggregators. It also reconciles the collected amount for you with reconciliation integrations. BankCloud also has features to update, skip, cancel and manually present certain presentations.

Robust Reporting and Analytics

With BankCloud, deriving payment summaries and reports is as convenient as it can get. With easy-to-use dashboards and downloadable payment summaries, gain end-to-end visibility across your payment lifecycle.

  • Easy-to-use dashboards

Our dashboards are built with an intention to make it simple to derive insights on your financial summaries and payment trends.

  • Reporting & Analytics

Save time and effort by instantly downloading customizable reports or complete summary of all your payments

Smart Dynamic Routing

Dynamically switch to the best provider based on weightage, performance, cost of ever transaction to give best in class efficiency, reduce cost and improve success rates.
High Conversion
Lower Costs
Provide Independence
Fail Safe

Your platform for Scale

Boost conversions
Replace complex integrations with a single, unified integration with BankCloud, thereby maximizing conversions with the use of performance driven routing and fail safe approaches.
Scale Infinitely
With the server less architecture you can be guaranteed to operate with 99.95% uptime. Do not worry about changing load and customer requirements.
Reduce Cost
Reduce cost of maintenance and multiple integrations. Say goodbye to high infrastructure costs.
Analyze like a Pro
BankCloud comes with inbuilt reporting and analytics platform so that you can keep up with provider performances, uptimes and realtime success and failure rates.
Best time to Market
You can focus on building great products and not managing changes in an ecosystem or compliance. Add new modes, submodes and payment providers with the click of a button.
Bank Grade Security
Our APIs are open banking and PSD2 compliant. We use strong encryption algorithms to ensure data protection and security.

BankCloud for your business

Boost Conversions
Build a seamless checkout experience, track settlements and refunds. Provide your customers with host of payment options.
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NeoBanks
Launch your products 20x faster with unified api's for payments and reconciliations.
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Lending
Collect EMIs on a click, provide your customers with host of payment checkout options and never miss a collection opportunity. Ensure fail safe collections even on peak collection days.
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E-Commerce
Build a seamless checkout experience, track settlements and refunds. Provide your customers with host of payment options.
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SaaS Companies
You can focus on building great products and not managing changes in an ecosystem or compliance. Just integrate with BankCloud for your collection requirement on websites or via click to pay links.
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Gaming
Stay compliant while delivering a frictionless payment experience.
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Get started

Interested? Talk to us now!
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